Realize Your Dream of Home Ownership

Welcome to Merit Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

FHA, Conventional, and VA Loans in Las Vegas, NV.

Welcome to the official site of Merit Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in FHA, Conventional, VA, FHA Cash Out, and VA Cash Out Loans in Las Vegas, Ontario, and San Diego. We also serve the surrounding cities in Clark County and San Diego County. Whether you are buying a home or refinancing in any of these zip codes: 89129, 91746, or 89149, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options designed to best meet the needs of local borrowers. If you're looking for cash out or just to get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes Merit Lending unique is that we offer the following niche programs as well: 100% FHA Financing, 1% Conventional, DSCR, ITIN, and HELOC.

Contact Merit Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!

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